Which Plan Should You Choose?
Travel Protection – How do I know what travel protection plan to choose for my needs?
Classic Travel Protection Plan plans offer a Comprehensive policy. Remember, while you may be covered by your own personal health insurance plan, you will need to pay all costs up front for any treatment/medical expenses and/or hospital stay in most cases. Then you must file a claim with your health insurance company when you arrive back in the states for possible reimbursement. Remember also that Medicare does not cover outside the United States. Your plan with Allianz Global Assistance may also require you to pay any medical costs up front prior to your return home. You will be able to file a claim for possible reimbursement upon your return.
Classic Travel Protection Plan offers several of the same coverage items. However, Limited does not have any coverage for cancellation or trip interruption.
We have made available the coverage plans for your review. These are available here as a downloadable PDF file.
If you have more detailed questions, wish something explained further, or would like to purchase travel protection over the phone, please feel free to contact us at 800-325-6708 or firstname.lastname@example.org.
*Terms, conditions, and exclusions apply. Insurance benefits underwritten by either BCS Insurance Company or Jefferson Insurance Company, depending on insured’s state of residence. AGA Service Company is the licensed producer and administrator of this plan.